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Pension Calculator


The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

A quick and easy way to calculate the cost of a pension based on your age and how much you want to save each month. The figures provided by this calculator are for illustrative purposes only. Calculations are only a guide and cannot be guaranteed. Actual figures will vary in individual circumstances.

Complete the information required and click the 'Calculate' button.

Current age - (e.g. 40):
Retirement age - (e.g. 65):
Male or female:
Monthly pension payment:

(Maximum of £300)

Estimated retirement fund:
Estimated pension:  

This calculator does not take into account what you may receive in State benefits or from any other source.

FCA have brought in new guidelines on how providers provide illustrations which reflects the impact of inflation on their investments therefore the above calculator is showing you a simple calculation using the mid rate which is 5% less inflation at 2.5%. However investment can perform greater than the mid rate or lower than the mid rate.

Results are for your general information and use only and are not intended to address your particular requirements. Results should not be relied upon in their entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate results and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of using this calculator. Thresholds, percentage rates and tax legislation may change in subsequent finance acts. Levels and bases of and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor. The value of your investments can go down as well as up and you may get back less than you invested.